TERMS OF SERVICE

Effective Date: [Insert Date]

Legal Entity: L3P TRAINING LLC

DBA: Paystream Academy

Address: 925 E Maple Road, Birmingham, MI 48009

Email: [email protected]

1. Acceptance of Terms

By accessing or using any Paystream Academy websites, trainings, materials, calls, digital products, or services (“Services”), you agree to be bound by these Terms of Service.

If you do not agree, you may not access or use our Services.

You must be 18 years or older to use our Services.

2. Description of Services

Paystream Academy provides educational content, coaching, consulting, and training related to:

• merchant services

• credit card processing

• business operations

• entrepreneurship and personal development

We do not guarantee financial results, income outcomes, or business success.

All content is for educational purposes only.

3. No Financial or Legal Advice

Paystream Academy and L3P TRAINING LLC are not financial advisors, legal advisors, tax advisors, or investment advisors.

All examples, case studies, and testimonials are illustrative, not promises or guarantees.

You are solely responsible for your decisions and results.

4. Payments, Billing & Refunds

By purchasing or enrolling in any Paystream Academy program, you agree to:

• provide accurate billing information

• authorize us to charge your payment method

• pay all fees associated with your purchase

All payments are final.

We do not offer refunds unless specifically stated in an agreement for a particular program.

Payment plans must be completed regardless of usage or participation.

5. User Responsibilities

You agree NOT to:

• misuse our Services

• share confidential content or login credentials

• copy, republish, resell, or redistribute our materials

• defame, harass, or harm other members

• engage in fraudulent or unlawful activity

Violation may result in termination of access without a refund.

6. Intellectual Property

All content, systems, videos, frameworks, documents, and training (“Content”) are the exclusive property of L3P TRAINING LLC.

You receive a limited, non-transferable, personal-use license.

You may NOT reproduce or distribute Content without written permission.

7. Disclaimer of Warranties

Our Services are provided “AS IS.”

We do not guarantee:

• accurate or error-free content

• uninterrupted service access

• specific results or outcomes

• earnings of any kind

Use of the Services is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by law, L3P TRAINING LLC and Paystream Academy are not liable for:

• loss of revenue or profits

• business interruption

• data loss

• indirect or consequential damages

Maximum liability shall not exceed the amount paid for the specific service.

9. Privacy Policy

Your privacy is important to us.

By using our Services, you acknowledge and agree to our Privacy Policy (available below).

10. Governing Law

These Terms are governed by the laws of the State of Michigan, USA.

Any disputes will be resolved in Michigan courts or through mutually agreed arbitration.

11. Updates to Terms

We may update these Terms at any time.

Continued use of our Services constitutes acceptance of any updated Terms.

12. Contact

For questions regarding these Terms:

Email: [email protected]

L3P TRAINING LLC, 925 E Maple Road, Birmingham MI 48009